About Tru

37% of missed bills happen to people who had the money. The balance was there — it just wasn't there on the day the bill was. That is a timing problem, and no budgeting app solves it, because budgeting apps look backwards at the month you already lived.

So people run the math themselves, every night, in their heads. Tru exists to run it once, out loud, and hand back an answer: pay this, hold that, done.

People paid weekly, every two weeks, or irregularly. People juggling rent, utilities, a car, a couple of cards and a stack of small subscriptions. People who avoid opening their banking app because looking makes the anxiety worse. And people who want all of that in Spanish, written by someone who actually speaks it.

We will never connect to your bank account, never sell your data, never lend you money or charge interest, and never send you a notification designed to make you feel worse. Tru makes money one way: a $4.99 subscription you can cancel in two clicks.

You enter your bills and paydays — about four minutes, no bank connection. Tru maps your balance for every day ahead, finds the tightest point before your next payday, and tells you what to pay now, what to hold, and where a minimum payment protects you. Tru Plus adds a twelve-week view, exports and an AI advisor that reads your plan and gives ranked actions with amounts and dates.

The free plan covers unlimited bills and a three-week view, with no card required.

Try Tru free